The Punjab government is set to launch the ‘Apni Chat, Apna Ghar’ scheme this month, providing residents with affordable repayment options and subsidies to support homeownership.
Launch Date and Design Models
Punjab Chief Minister Maryam Nawaz announced that the ‘Apni Chhat, Apna Ghar’ housing scheme will officially launch on August 14. During a recent meeting, she gave initial approval to three design models for the program.
Service Fees and Design Instructions
She also instructed officials to proceed without charging service fees for plot owners and emphasized the importance of including a living room in the house designs. A toll-free number will soon be available to assist the public with inquiries.
Apni Chat, Apna Ghar Scheme Apply Online
Secretary Housing Asadullah Khan announced that a specialized portal is being developed to enable digital applications for the scheme. Application forms will be available at Deputy Commissioners’ and Assistant Commissioners’ offices.
Loan Details and Repayment
Plot owners with up to 5 marlas can qualify for interest-free loans to construct their homes. Chief Minister Maryam Nawaz also stated that the loans can be repaid in manageable installments.
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Under the PHATA Ordinance 2002, beneficiaries of the Punjab Housing and Town Planning Agency (PHATA) will be provided with 3- and 5-marla houses within private housing schemes.
Under this program, PHATA beneficiaries will have the option to make payments over a five-year period after acquiring a home in a private scheme. To reduce housing costs, the Punjab government will offer subsidies.
Eligibility and Coverage
According to the tentative plan, approximately 70,000 plot owners in both urban and rural areas will be eligible for these interest-free loans.
